Property Insurance

From caravans to castles, terraces to townhouses, bungalows or building renovations; whatever your requirements, we can offer effective property insurance tailored to suit your needs.

We have been providing home and property insurance for 50 years. Whether you’re looking for straight-forward buildings and contents cover, something a bit more bespoke or maybe advice as to the most appropriate homeowners insurance policy, we have the experience to help!

Peace of mind and property insurance cover that’s right for you and your home, from your local insurance experts.

Building & Contents

Second Home

Building Renovations

Heritage Properties

Static Caravans

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Home Building & Contents

Who is it for?

Homeowners, tenants, leaseholders.

Why do you need it?

Your home and its contents are often the most valuable things you own. Whether it’s a burst pipe problem, a laptop mishap or a fallen tree through your roof, having the right home insurance is a safety net for when the unexpected happens.

What you can choose from?

Buildings, contents insurance or a combined policy covering accidental damage, personal belongings cover, and legal cover.

Get in touch. We're here to help.

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Second Home

Who is it for?

Second homeowners, either for personal use, covering rental guests or both.

Why do you need it?

If your property isn’t lived in year-round, you need slightly different insurance from that protecting your main residence. This means you're covered should the unexpected happen.

What you can choose from?

Comprehensive second home insurance covers buildings, contents, legal cover, accidental damage, and cover for paying guests if required.

Get in touch. We're here to help.

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Building Renovations

Who is it for?

Homeowners, landlords, property developers.

Why do you need it?

Most home insurance policies only allow for building works up to a certain value, so if you're renovating or extending your property it’s worth considering building renovation insurance before you start knocking down walls.

What you can choose from?

Depending on your proposed project we can arrange a bespoke policy to cover all those potential problems you hope won't happen! Options include - property structural damage, personal belongings loss or damage, public liability, theft or damage to building materials and equipment, alternative accommodation, unoccupied property, and legal cover.

Get in touch. We're here to help.

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Heritage Properties

Who is it for?

Owners of period, listed or heritage properties, tenants, leaseholders.

Why do you need it?

Heritage properties, whether a listed building of historical importance or within a conservation area, require specialist insurance. This should acknowledge the age of the building, materials of construction, and in some cases, the antiques or valuable items contained within. 

What you can choose from?

We take into account factors such as age and construction, repair costs if ‘traditional’ methods have to used and restrictions on security measures to ensure those parts of the building most at risk are sufficiently covered within your heritage insurance policy. Options include - Specialist buildings, high value and specialist contents, accidental damage, personal belongings, legal cover.

Get in touch. We're here to help.

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Static Caravans

Who is it for?

Static caravan owners.

Why do you need it?

Whether it’s the great British weather throwing everything it can at your caravan or a spill on the sofa, the right static caravan insurance makes sure any unwelcome accidents are sorted without ruining your holiday.

What you can choose from?

Caravans permanently pitched on a site require liability insurance as a minimum. We can provide this as part of an overall, more comprehensive, package including insurance for your caravan and its contents. For newer caravans we can offer new for old cover, or for older models market value cover is another option.

Get in touch. We're here to help.

Not sure where to start? Our friendly team is here to help.

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© 2022

Macbeth Scott & Co Limited is authorised and regulated by the Financial Conduct Authority (FRN 303928). Registered in England and Wales Company No. 01058241 at 3 New Road, Kendal, Cumbria, LA9 4AY.

You can find Macbeth Scott & Co Limited on the FCA register at https://register.fca.org.uk/

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