Business Insurance

When you run a business, we know you take pride in the products, services and skills you offer. If anything goes wrong, you want to put it right straight away!

Whether you are looking for a commercial combined insurance policy, cover for a manufacturing business or tradesman insurance, we have 50 years of experience arranging commercial business insurance.

You can be confident that should the unexpected happen, your business is taken care of. Peace of mind and business insurance cover that’s right for your business, from your local insurance experts.

Tradesman

Commercial Combined

Public Liability

Professional Indemnity

Manufacturing

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Tradesman

Who is it for?

Self-employed tradesman, trade contractors, trade businesses

Why do you need it?

What insurance do I need as a tradesman? Gardeners, carpenters, plumbers, painters and decorators, electricians the list goes on! With so many different trades, each with its own individual unique skills, knowing what tradesman insurance you need can be confusing!

What you can choose from?

We can provide a bespoke policy to meet the exact needs of your business. Whether that includes cover for theft of specialist tools and equipment, liability, personal accident or business interruption, we’ve got you covered, whatever your trade.

Get in touch. We're here to help.

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Commercial Combined Insurance

Who is it for?

Any business that employs staff.

Why do you need it?

Running a business can be tough, with so many things to think about on top of making your business work! With commercial combined insurance you can be covered for a number of different liabilities all under one policy.

What you can choose from?

The policies are flexible and can be arranged for most types of businesses and tailored to match your specific needs. Options include: Employers’ liability, professional indemnity, public liability, product/stock cover, business tools and equipment, material damage, business interruption, and personal accident.

Get in touch. We're here to help.

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Public Liability Insurance

Who is it for?

Self-employed, contractors, organisations that have contact with people outside of their business

Why do you need it?

You’ve worked hard to build your business and done everything you can to ensure a safe working environment. Accidents do happen though, and contact or interaction with any third party carries a potential risk.

What you can choose from?

If you’re a dog walker, café owner, builder or hairdresser for example, we can arrange a bespoke public liability insurance policy to give you confidence that your business, clients and members of the public have the right cover for any unforeseen incidents. Options include: cover for loss or damage to property, injury or accident to a third party and financial loss due to negligence.

Get in touch. We're here to help.

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Professional Indemnity Insurance

Who is it for?

Self-employed, contractors and businesses who provide specialist services or advice.

Why do you need it?

If your business provides a service, advice, recommendations or professional opinions then professional indemnity insurance is essential. You know your business is built on years of experience and your employees’ integrity and knowledge are unquestionable. However, we’re all human and mistakes can happen.

What you can choose from?

From solicitors to safety consultants, photographers to personal trainers, we can offer a range of cover to suit your business. Options include: Breach of contract, professional negligence, clients’ financial loss, defamation, and infringement of intellectual property.

Get in touch. We're here to help.

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Manufacturing Insurance

Who is it for?

Manufacturing businesses of any size. Can be arranged for most industries.

Why do you need it?

Your manufacturing business can be affected by many different outside influences, some of which will be beyond your control. Manufacturers' insurance can protect your business from incidents such as fire or flooding, in addition to the interruption to production that might follow. 

What you can choose from?

Damage to specialist equipment with long lead times for repairs or replacements, product issues or employee accidents are a few examples of the cover available. We can discuss your individual manufacturing business insurance requirements and recommend an appropriate policy, and indemnity period, so should the worst happen, your business is fully covered.

Get in touch. We're here to help.

Preparing for every eventuality is our business.

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© 2022

Macbeth Scott & Co Limited is authorised and regulated by the Financial Conduct Authority (FRN 303928). Registered in England and Wales Company No. 01058241 at 3 New Road, Kendal, Cumbria, LA9 4AY.

You can find Macbeth Scott & Co Limited on the FCA register at https://register.fca.org.uk/

Macbeth Scott & Co Life & Pensions Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 131459). Registered in England and Wales Company No. 01144365 at 3 New Road, Kendal, Cumbria, LA9 4AY.

You can find Macbeth Scott & Co Life and Pension Services Limited on the FCA register at https://register.fca.org.uk/

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