Most of us have a legacy of financial holdings and investments that are split across different products, sectors and providers. Trying to work out how they all fit together and evaluate their performance can be a very complicated process. Wrap is an innovative solution, placing investments, savings and pensions into a single manageable account.


Online access for quick decision making and on the spot valuations


The ability to manage your wealth in one place


Access to a clear and transparent financial history


Easily track investments


Flexibility of income vs growth


Tailored to your risk appetite


Tax returns made easier


How Does it Work?

Wrap makes the process of saving and investing far more streamlined and transparent. As your intermediary we manage the Wrap and it allows us – and you – to see your entire portfolio in one place. With easy-to-navigate, online access to your account, Wrap gives you at-a-glance reporting on how your money is performing.

Our Wrap service offers access to the entire market. It places you at the centre of the asset management process and combines excellent service with unrivalled asset and fund selection. All of which means we can offer a consistent approach, a more efficient service and instant reporting to help you build a more successful financial future.


Is Wrap right for me?

There are a few key questions to ask yourself when selecting your asset management solution. If your answer is ‘yes’ to any of these questions, then our Wrap service is almost certainly for you:

  • Could I benefit from intelligent financial planning on a holistic level?
  • Do I have a range of holdings across several different product types?
  • Do I have assets totalling more than £50,000 across pensions, savings and investments?
  • Could I benefit from transparent costs and charges?
  • Do I require professional advice as part of my asset management service?

What funds can be managed?

Unlike many asset management solutions, Wrap provides access to the entire market from tax wrappers to investment vehicles.

The Wrap proposition has developed significantly over the last 10 years, andwe now use a range of platform providers, enabling you to hold a range of investment strategies and investments.

Select from the widest range of financial planning, saving, investment and tax wrapper arrangements. The level of flexibility allows a diverse range of investment vehicles from unit trusts, OEICs, investment trusts and exchange-traded funds to direct shareholdings, corporate bonds, gilts and cash accounts – to name just a few.

Our Wrap service includes more than 3000 different investment funds over 120 investment management companies and offers a wide choice across every sector.


Our Wrap service allows you to manage all your financial assets:

General investments


Income Drawdown


Onshore Bonds

Offshore Bonds


What does the service include?

The service proposition is as follows:

  • Annual or half-yearly review
  • Analytics review and investment audit
  • Free switching
  • Annual face-to-face meeting
  • No additional charges for additional contributions

When you come to Macbeth Scott & Co Life and Pension Services for financial advice, you can be sure there will be no hidden charges. We pride ourselves on clarity and transparency throughout, including all charges associated with the management of our assets.

Account SizeAnnual Service ChargeRecommended Review Frequency
Up to £500,0001% (min £250)Annual review
£500,001 to £750,0000.8%
£750,001 to £1m0.7%
£1m to £10m0.6%Half-yearly review
Over £10m0.4%

See how Wrap can work for your investments.

Get email updates

Your details

By signing up you agree that we can process your information in accordance with our privacy policy.

© 2022

Macbeth Scott & Co Limited is authorised and regulated by the Financial Conduct Authority (FRN 303928). Registered in England and Wales Company No. 01058241 at 3 New Road, Kendal, Cumbria, LA9 4AY.

You can find Macbeth Scott & Co Limited on the FCA register at

Macbeth Scott & Co Life & Pensions Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 131459). Registered in England and Wales Company No. 01144365 at 3 New Road, Kendal, Cumbria, LA9 4AY.

You can find Macbeth Scott & Co Life and Pension Services Limited on the FCA register at


Contact us

Send us a message and we'll get back to you as soon as possible.

Your Details

We will treat your personal information with respect and process it in accordance with our privacy policy.

Accept Cookies